Gaya Ratnam

Manager, Enterprise Technology Risk Management, TD Bank

Gaya Ratnam, CISM, CRISC, CC, GCIH, CIA Is an experienced risk management and audit professional with more than 15 years of experience assessing risk and controls in various roles across different industries. She has breadth and depth of knowledge of risk management processes and frameworks such as COBIT and NIST to manage risks. Gaya is currently a Manager, Enterprise Technology Risk Management at TD.

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